Retards de paiement entre entreprises un risque systémique pour la santé financière du B2B
Dans un contexte économique incertain, les délais de paiement entre entreprises s’allongent dangereusement. Une tendance préoccupante qui fragilise la trésorerie de nombreuses entreprises, en particulier dans les secteurs industriels et technologiques.
Intercompany credit: a practice that is getting out of hand
Intercompany credit—that is, a company providing a product or service without immediate payment—is a common practice. But when it turns into late payment, it becomes a time bomb for the economic ecosystem.
According to the Payment Delays Observatory, one day of delay equates to more than €1 billion in working capital frozen in France.
A domino effect that slows down investment
These delays have a direct impact on working capital requirements (WCR). A company that does not receive prompt payment for its invoices sees its cash flow dry up, which prevents it from:
- to invest in innovation,
- to recruit or train,
- to respond to larger tenders,
- or simply… to pay its suppliers in turn.
The result: a vicious circle that weakens the entire economic chain.
Particularly exposed sectors
The industrial, technology, and construction sectors—where production times are long and the amounts involved are significant—are among the most affected.
When late payments become the norm, even strong companies can find themselves at risk of default.
Anticipate to protect your cash flow
At CashNow, we believe that transparency, prevention, and technology are the best weapons against late payments.
Our solutions enable:
- assess your customers’ creditworthiness in advance,
- forecast your cash flow in the short and medium term,
- and secure your financial flows with integrated reminder and collection tools.
Final words
Late payments are not inevitable. They are a warning sign. Understanding them better is already a step toward combating them. By anticipating them, you give your business the means to grow.
